Duties & Responsibilities

• To market term loan and IHP products
• Identify potential customers and market segments
• Build and maintain relationships with clients and dealers
• Prepare credit proposals for management approval
• Perform side visitations

Job Requirements

1. Loan Disbursement and Loan Approval
Must have strong knowledge of credit processes, documentation, and compliance standards to ensure smooth loan approvals and high conversion from approval to disbursement.
2. Interest Rate / True Rate
Must understand and achieve interest rates and effective interest rates based on the company guidelines.
3. Non-Performing Loan (NPL)
Must be able to identify early warning signals of default, target quality borrowers, and maintain NPL within the company guidelines.
4. Collection Rate
High collection rates are expected as part of portfolio quality management.
5. Loan Loss
Proactive monitoring of portfolio performance to minimize write-offs.

  Spoken Language:  Malay, English, Mandarin

  Written Language:  Malay, English

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